Farming Simulator 25's main objective is for farmers to accrue money by steadily growing their farms, completing contracts, and selling crops or livestock. Finances are shared per player-created farm, and players can borrow money in five thousand dollar increments. Loans also come with interest, so players should try not to have too much money loaned out for long periods of time. Despite the potential cost, loans are a great way to quickly get new farms up and running.
1. Join the server, press the Esc key, and open the Prices tab.
2. Go to the Finances tab.
3. Press Space or choose the Borrow button.
4. Outstanding loans can be seen at the bottom of the chart.
5. Loans will also charge interest over time, viewable on the chart.
6. Press Enter or choose the Repay button to repay outstanding loans.